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Meeting of Creditors (or "§341 Meeting")

  • You are required to attend a meeting of creditors and to be examined and testify truthfully under oath at that meeting in response to questions posed by the trustee (and by any creditors in attendance). See 11 U.S.C. § 343Fed. R. Bankr. P. 2003(b)(1).

  • The meeting of creditors’ date, time, and location will be set by the clerk shortly after you file your petition for a date 20 to 40 days after you file your petition commencing your case. See Fed. R. Bankr. P. 2003(a). Within 14 days after you file your petition, you should receive a notice regarding the commencement of the case that sets forth the date, time, and location of the meeting. If you do not receive that notice by then, you ought to promptly contact the Clerk’s Office to learn when and where the meeting will be held.

  • At the meeting of creditors:

    • Under Fed. R. Bankr. P. 4002(b)(1), you must bring:

      • a driver’s license (or other picture identification issued by a governmental unit) or other personal identifying information that establishes your identity; and

      • evidence of your Social Security Number(s), or a written statement that such documentation does not exist.

    • Under Fed. R. Bankr. P. 4002(b)(2), you must bring and make available to the trustee:

      • unless the trustee or U.S. Trustee instructs otherwise, statements for each of your depository and investment accounts (including checking, savings, and money market accounts, mutual funds and brokerage accounts) for the time period that includes the date of the filing of the petition; and

      • documentation of the monthly expenses claimed by you on the version of Official Form 122 applicable to the chapter in which you filed your case (Form 122A, 122B, or 122C)).

    • In a case other than one under chapter 7, the trustee (or the United States Trustee) may require you to provide documentation regarding your being current on any domestic support obligation coming due postpetition, as required--for example, in a chapter 13 case, by 11 U.S.C. § 1325(a)(8)--to obtain confirmation of a plan.